I’d like to let you know about Loan secured by real-estate
The mortgage is issued for consumption (tuition costs, repairs, travel, etc.)
The mortgage can guaranteed be flats, personal homes with land plots, land plots
Loan quantity range: from 200 000 to 2 000 000 UAH, yet not a lot more than 50% of security value
- 17% – for customers getting wages or income from entrepreneurial tasks to a merchant account with CREDIT AGRICOLE BANK;
- 18% – for any other customers.
One-time commission when issuing that loan
- 1.2percent associated with the loan quantity – for consumers getting wages or earnings from entrepreneurial tasks to a merchant account with CREDIT AGRICOLE;
- 2.5% regarding the loan quantity – when it comes to basic set of consumers.
Loan term: as much as 7 years (inclusive)
Kind of loan: non-cash transfer that isâ€“ of funds to the present account associated with Borrower started because of the Bank
Payment scheme (during the discernment of this Borrower):
- equal equal payments (annuity payment routine)
- re re payments that decrease on a monthly basis (standard payment schedule)
Insurance: mandatory insurance coverage of this pledged home at among the insurance firms authorized by the lender, at your decision
*Real yearly rate of interest: from 20,02per cent (determined based on the optimum loan term of 7 years, annuity schedule for redemption).
The specific value of the actual interest that is annual on a loan depends on individual financing conditions (loan quantity, duration, unique regards to this product, etc.
You are able to get that loan if:
You might be from 25 to 60 years old
You have got permanent income source and time record in your present workplace of at minimum one year.
Extra loan payments:
- notary solutions, one-time (average price UAH 10,000)
- solutions of a appraiser, one-time (average price 2000 UAH)
- insurance coverage associated with the topic of home loan (for per year) – 0.3% associated with the value that is appraised of.