Next, the court addressed the course action waiver
Lenders had been banned from enforcing out-of-state forum selection clauses and class action waivers in loan agreements because such conditions violate GeorgiaвЂ™s general public policy, the Eleventh Circuit held in Davis v. Oasis Legal Finance Operating Co., 2019 WL 4051592 (11th Cir. Aug. 28, 2019). A course of borrowers who joined into identical loan agreements sued their loan providers, alleging that the agreements violated GeorgiaвЂ™s Payday Lending Act, O.C.G.A. В§ 16-17-1 et seq., Industrial Loan Act, O.C.G.A. В§ 7-3-1 et seq., and usury laws and regulations, O.C.G.A. В§ 7-4-18. Lenders relocated to dismiss the issue and hit the borrowers allegations that areвЂ™ class arguing that the mortgage agreementsвЂ™ forum selection clauses needed the borrowers to sue them in Illinois and that the course action waivers banned a class action.